Disclaimer

The tax figures, the suggested ITR form and regime, and the issues the app raises are worked out from the information in the app and the rules as the app understands them. They are not professional advice. Tax law changes and every person’s situation is different — check the figures yourself, compare them with your AIS and Form 26AS, and consult a chartered accountant or another qualified tax professional before you file.

• Lingsaa Money prepares the figures, a filing pack and a return file; you file and e-verify on incometax.gov.in (or through your CA).
• Until an authorised software ID is set up, the return file is a draft and must not be uploaded.
• Some situations are not prepared at all (for example foreign income or assets, crypto, F&O trading, earlier years' losses); the app says so and holds the return back.

The Investment pages only record what you type in. Lingsaa Money does not recommend, rate or value any share, fund, bond or other investment, and is not registered with SEBI as an investment adviser or research analyst. Nothing in the app is an offer or a suggestion to buy, sell or hold.

The results depend on the information you provide and the data from connected accounts. Some information may be missing or incorrect, and checks with outside services (PAN, bank account, IFSC) depend on those services. Always review the figures, check them with your source documents, and speak to a qualified professional if needed.

You are responsible for checking that the information is correct and complete, and for filing your return on time. Lingsaa Money is not responsible for any loss, interest, penalty or notice that follows because you relied on the app.